3 Reasons to Avoid Probate
When a person dies, his or her estate may need to go through probate. If the decedent leaves a will directing how his or her property should be distributed after death, the will must be submitted to the probate court so…
Caution: Crowdfunding Accounts Can Be Detrimental for Someone on Medicaid and SSI
Over the past couple of years, when on social media, I have seen more and more crowdfunding and personal fundraising efforts. Crowdfunding sites such as GoFundMe and Kickstarter cut out the middleman of fundraising, allowing the person or organization in…
5 Tips to Avoid Caregiver Burnout
Caring for a loved one with a long-term illness, such as dementia can be very rewarding. It also requires a lot of hard work and can take a toll on you physically, financially and/or emotionally. When caring for a loved…
Exploring National Parks: The Cost of Admission
Due to legislation passed by Congress in 2016, on August 28th, 2017, lifetime National Park passes will see a 700 percent fee hike. Currently, their America the Beautiful senior pass for people 62 and older costs only $10 and after…
Demystifying Flexible Premium Life Insurance
Henry Montag, CFP, CLTC, is a guest author for the Russo Law Group blog. If you purchased your Life Insurance anytime from the mid 80’s through 2005 there’s a 45% chance that the type of life Insurance you purchased was…
Can I Use the Internet to Complete My Own Estate Plan?
There is a common expression we hear a lot, “penny wise and pound foolish,” but we rarely hear it being used by a state supreme court justice to describe a situation that could have been avoided. Since we live in…
Taking Charge of Your Health with Medicare Preventative Services
When we are young, we tend to think that we are invincible. As we age, we find out that taking care of ourselves is more important than ever. Normal aging affects our bones, joints and heart. For this reason, preventative…
Essential Provisions to Include in Your Estate Plan
Occasionally, there are certain provisions that people often forget to include in their will or estate plan that could end up having a big impact on their loved ones. Whether you have completed your estate plan or not, do not…
Exclusive Peace of Mind Member Benefit: Annual Luncheon
On July 28, members of our Peace of Mind (POM) program joined partners, Vincent J. Russo and Deanna M. Eble at the Milleridge Inn for our annual POM luncheon. During our POM client appreciation event, Mr. Russo discussed changes under the Trump…
Per Stirpes vs Per Capita: Which is Right for You?
Often we are asked by our clients to differentiate between “per stirpes" and “per capita”. For this blog post, we would like to revisit a blog that explains the difference between the two: You may have heard or read the…