New Medicare Part A and B Costs in 2025

The Centers for Medicare & Medicaid Services (CMS) has issued the 2025 figures for Medicare. As in 2024, these health care costs have risen.

Medicare Part B Changes for 2025

Medicare Part B covers the cost of doctor visits and other preventative care and outpatient medical services. The cost of Part B’s standard monthly premium and annual deductible have gone up as follows:

• 2025 Part B base monthly premium = $185 (up from $174.40 in 2024)
• 2025 Part B annual deductible = $257 (an increase from $240 in 2024)

Medicare patients who have a higher income (more than $106,000 a year, in 2025) will pay a higher Medicare Part B premium.

The 2025 Part B premium costs have once again outpaced the annual Social Security cost-of-living adjustment (COLA). The COLA has increased just 2.5 percent from 2024 to 2025.

Medicare Part A Changes for 2025

Medicare Part A enrollees receive coverage for inpatient care in a hospital, skilled nursing facility, hospice, and some other settings for a certain number of days before they have to pay a co-pay.

CMS has increased Medicare Part A deductibles and co-pays as follows:

• 2025 Part A inpatient hospital deductible = $1,676 (up from $1,632 in 2024)
• 2025 Part A coinsurance for hospital stay, days 61 to 90 = $419 per day (up from $408 per day in 2024)
• 2025 Part A coinsurance for hospital stay, days 91 onward = $838 per day (an increase from $816 in 2024)
• 2025 Part A coinsurance for skilled nursing facility, days 21 to 100 = $209.50 per day (up from $204 in 2024)

Most people do not pay a premium for Part A because they (or their spouse) had paid Medicare taxes during their employment years. For those who do, the full Part A monthly premium in 2025 will be $518 (up from $505 in 2024).

If you would like to speak with an experienced elder law attorney regarding your situation or have questions about something you have read, please do not hesitate to contact our office at 1 (800) 680-1717. We look forward to the opportunity to work with you.