In a previous post, we discussed 529 plans as a way to help contribute toward college tuition. In this post, we provide some food for thought before you help pay for your loved one’s educational costs. Can you afford to…
A number of my clients have experienced a gap in their Medicaid coverage because they moved from one state to another to be closer to their families. It is important to remember that Medicaid is not portable. You cannot simply…
In a previous blog, we discussed the important documents—healthcare proxy, living will, and power of attorney—that allow you to appoint people to make healthcare, legal, and financial decisions on your behalf should you become incapacitated. If you have not finalized those…
Russo Law Group, P.C. is pleased to share this article on behalf of guest author Don Poole. It is becoming more competitive to get access to the best long-term care providers, as 10,000 Baby Boomers turn age 65 every day…
Many people that I meet have either heard of or think they know something about Medicaid’s 5-year lookback rule, but most people do not know exactly what it means. For example, they may not realize that there are certain transfers…
The Department of Health, overseer of the Medicaid program in New York, recently issued GIS 16 MA/010 updating the actuarial life expectancy table. “So what,” you say? Let’s say Joan is applying for Medicaid benefits and she has a retirement…
The Supplemental Security Income program, known as SSI, is a federally administered program. Unlike Medicare or Medicaid, SSI is a federal welfare program that pays monthly cash benefits to individuals who fall within 1 of 3 categories: Aged - over…
As in years past, the government continues to look for ways to restrict Medicaid eligibility and benefits. This year has been no different. There were proposals to further restrict Medicaid eligibility and coverage. As part of the governor’s annual budget,…
When speaking with clients about the complicated Medicaid rules, availability, and exceptions, they often reply something like, “Wow, there’s so much to know.” Clients come to us because we know the rules, and more importantly, we know the exceptions. Case…
El gobierno federal abordó recientemente un fallo muy costoso en el tratamiento sistemático de los pacientes en los hospitales de todo el país, que obliga a los hospitales a notificar el estado de observación de un paciente.
Como ya comentamos en nuestra entrada del blog del 31 de mayo de 2013, "El estado sí importa: Observación frente a ingreso", existe un gran problema al que se han estado enfrentando muchos beneficiarios de Medicare: los pacientes están pagando la factura. El problema es que los pacientes están pagando la factura de los servicios de rehabilitación en un centro de enfermería especializada cuando tienen la impresión de que estos servicios están cubiertos por Medicare. En el fondo, el problema es que el hospital nunca llegó a ingresar al paciente, y lo codificó con el estado de "en observación".