When a loved one goes into a nursing home it can be a difficult transition for the whole family. This can be especially true for the “healthy spouse” who stays at home while his or her spouse is in a…
If you read this blog post and only remember one thing, I hope it is this: NEVER APPLY FOR MEDICIAD UNLESS YOU QUALIFY. It is very important that you create your plan, use legal strategies to protect your assets, and…
Someone once said there are two sets of rules: one for the informed and another for the uninformed. In Medicaid planning, as in life, this is an unfortunate truth. Congress has provided many opportunities to protect assets, but you can’t…
This Medicaid Mistake may seem obvious, but it is a common one. Don’t give your children your assets until you consider the consequences. We all work hard to give our children everything we can, and many of us derive great…
When you or a loved one are in a nursing home or assisted living facility, the rising costs can make you feel like you are drowning. Fortunately you have not missed the boat on protecting at least part, if not…
Long-Term Care Insurance (LTCI) is an important part of retirement planning that should not be overlooked. Although it can be a vital component of a well-rounded and realistic retirement plan for most, it is not necessarily for everyone. For example,…
On March 19, 2013, the U.S. Supreme Court continued to protect the rights of Medicaid beneficiaries from states that have been attempting to take disproportionate share of their tort recovery, such as a personal injury or medical malpractice settlement/award. In…
The Supplemental Security Income program, like other needs-based programs, has certain limitations on the type of services and resources that can be given to recipients. For instance, if cash is given directly to an SSI recipient, then his or her…
Yes... history has repeated itself. This year is yet another year in which a New York State Governor submitted a budget Bill that included a proposal to eliminate Medicaid “spousal refusal" in Medicaid community based care. And once again, New…
The American Jurist, Oliver Wendell Holmes, Jr. once said, “The young man knows the rules, but the old man knows the exceptions.” And I am now that “old” man, who has helped many families qualify their loved one for Medicaid over…