Navigating legal and financial planning can often feel overwhelming. Whether you’re planning for your family’s future, addressing sensitive healthcare decisions, or ensuring accessibility for loved ones with special needs, having reliable guidance is invaluable. To help individuals and families make…
As of September 1, 2025, individuals seeking Personal Care Services (PCS), Consumer Directed Personal Assistance Program (CDPAP) or Managed Long Term Care plan (MLTC) enrollees must now require assistance with at least 3 Activities of Daily Living (ADLs) to qualify…
The aging U.S. population means that more people will likely need nursing home care in the coming decades. Meanwhile, the cost of nursing home care is increasing — and expected to keep increasing. With the exorbitant cost of nursing home…
Going to the doctor usually doesn’t allow for casual small talk, as you may only see them once a year. Often, you must explain your ailment quickly and succinctly. You also have to trust that your doctor has your best…
It can be easy to underestimate the amount of money needed to cover health care and long-term care costs after retirement. Without knowing exactly what care will be needed and with the costs of all types of care rising, it…
Nearly one in every seven of U.S. seniors aged 65 or older will likely require some form of long-term care later in life. In fact, almost a fifth of them will need long-term care services for upwards of five years…
Watch “In The Legal Know” with Vincent J. Russo Vincent appeared on CFN Live on January 22nd, 2025 to discuss“Pooled Income Trusts: A Home Care Remedy” https://youtu.be/khXgK54NNRQ Vincent J. Russo discusses the value of Pooled Income Trusts, including the benefits…
This originally aired on the Catholic Faith Network’s show CFN Live: https://youtu.be/khXgK54NNRQ A Pooled Income Trust in New York can mean the difference between being able to stay at home or being forced into a nursing home for long term…
MEDICAID 2025 UPDATE Commencing January 1, 2025 there are new Medicaid amounts affecting Medicaid eligibility.UPDATED 2/19/25 2025 ASSET AND INCOME ALLOWANCES One Person Two People Income Level *including $20 unearned income disregard (to be adjusted once Federal Poverty Levels…
Pooled trusts are valuable tools for those in need of long-term care when their income exceeds Medicaid’s limits. They present a viable way to gain and maintain Medicaid eligibility for many seniors, people with disabilities, and others. But there are…