Unless you have a crystal ball, it’s impossible to predict what the future holds. Should you become unable to make your own decisions, it is imperative to appoint someone to take care of your affairs and make healthcare decisions on…
It is a little-known but important fact that receiving benefits of one kind can affect benefits of another kind, sometimes adversely.
Take the case of Sally and her son, Paul. Sally is a constant advocate for Paul, who has special needs. Paul is currently receiving Medicaid and Supplemental Security Income (SSI). Sally is also receiving Medicaid.
When there is a death in your family, the first thing that comes to mind probably isn’t Social Security; and it shouldn’t be. But it should be noted that some of the decedent’s family members may be able to receive…
Deciding when to apply for Social Security Benefits can be confusing and many may be making a mistake. Do you wait for full retirement or have a split strategy? For most retirees, waiting to begin collecting Social Security is a…
If Congress doesn't act fast, the Social Security disability trust fund will run out of money in 2016. This will result in an automatic 20 percent cut in benefits. This is unacceptable. One of the main reasons for the impending…
The age-old question, “When should I start taking my Social Security Benefits?” is one that has plagued individuals in their late 50s and early 60s for decades. It is a great question that has a frustrating answer – it depends…
The Social Security Administration must recognize same-sex marriages when determining marital status for Title II and Medicare benefits, thanks to the landmark U.S. Supreme Court case, United States v. Windsor. This means that spouses of same-sex marriages are entitled to…
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On August 14, 1935 President Franklin Delano Roosevelt signed the Social Security Act into law, and thus created what is now considered by many as the foundation of retirement in America. The Social Security Act established a revolutionary new form…
Thanks to the Supreme Court’s recent decision striking down the Defense of Marriage Act in U.S. v. Windsor, same-sex married couples can now enjoy two of the cornerstones of retirement planning – Social Security and Medicare benefits. Now that same-sex…