Marta Waters believes in Family Comes First as she takes care of her parents, her mother-in-law while raising her son and two nieces. Marta and her husband have a strong belief in God and their faith. Talk about the Sandwich…
The most well-known and popular type of trust is the Living Trust. This estate planning tool is so popular mainly because it is easy to administer and provides many advantages with few limitations. A Living Trust is an arrangement you…
Due to the destruction of Hurricane Sandy, we are receiving many inquiries regarding FEMA claims involving houses that are held in a Medicaid Asset Protection Trust. This type of Trust is used to protect the house while accessing Medicaid to…
I recently received the following question from a long term care insurance agent: I have a client that was told by his attorney that the assets in his IRA and 403(b) accounts, about $500k, are protected and not accessible to…
The terms, conditions and prerequisites associated with Medicaid, Medicaid eligibility rules, Medicaid estate recovery, etc., can be confusing and at times frustrating for seniors and their families who are trying to make sense of it all. The last thing anyone…
The United States Supreme Court recently upheld the Patient Protection and Affordable Care Act (ACA) of 2010, in a 5-4 vote, including the controversial mandate that requires individuals to purchase health insurance beginning in 2014. In its ruling, the court…
Seniors want to live at home and independently and why not? In our experience, the most important and valuable asset is one’s home. So, how does one protect the home while also accessing Medicaid for long term care and a…
Are you in need of home care services but are afraid to get the necessary care because of cost? Are you aware that you may be able to access the Medicaid Community Based Home Care Program (Medicaid Home Care) for…
In the past week, we have had two cases in our office where Nassau County is making claims against the refusing spouse. For the past few years, we have not seen such claims being made. This may be a signal…