There are reasons to hire a professional to help with your long term care insurance claims. One important reason is the possibility of backfiling, which is confusing to most policyholders and their families. What exactly is backfiling? Backfiling is when…
On July 4, Gertrude Weaver celebrated her 116th birthday at Silver Oaks Health and Rehabilitation in Camden, Arkansas. The Gerontology Research Group confirmed that she is the oldest living American and the second-oldest person in the world, behind 116-year old…
While it has long been a planning option to pre-pay funeral expenses for the Medicaid applicant, that is no longer the only option. Why pre-pay the funeral? Because in order to qualify for Medicaid, you have to have assets below…
It seems like every day there is a new app to make your life easier and less stressful. In fact, if you have a good idea the odds are someone over in Silicon Valley has already turned it into an…
My one-year-old daughter, Ruby, adores my mother-in-law (her Zsa-Zsa). She runs around yelling her name with excitement when she sees her, and cuddles up with her when she’s having a tough moment. Since my mother-in-law cares for Ruby two days…
The ongoing battle over who will make healthcare decisions for Casey Kasem is getting more and more complicated. Last week the radio icon's wife and attorneys were delivered a court order from California judge giving Casey Kasem's daughter, Kerri Kasem,…
Most people are under the unfortunate misconception that if someone needs nursing home care and has assets that it is too late to save anything. This is generally WRONG! As many are aware, Medicaid has a five year look back…
A comprehensive estate plan should at least include the following documents: durable power of attorney, health care directives and a Last Will and Testament (a Will). Health Care Directives, often referred to as a Health Care Proxy and a Living Will,…
So , You get it! You set up a Trust and understand the benefits of the Trusts. Now what? Let's talk about 9 Problems To Avoid with Your Trust. This is second part of my blog Trust and Problems. It…
A federal district court recently ruled in Williams v. Colvin (N.D. Ill., No. 12C7852, March 31, 2014) that payments from an annuity to a pooled special needs trust are not considered income when determining Supplemental Security Income (SSI) benefits. However, in…