Medicaid Compliant Annuities can be helpful when a community spouse has assets in excess of the community spouse resource allowance. The United States Court of Appeals for the Sixth Circuit recently reversed a judgment in an Ohio case regarding the…
In today's world, as an estate planner we are seeing more clients interested in Prenuptial Agreements. Here are a few thoughts to consider: YOU DON'T HAVE TO BE RICH TO HAVE ONE Those days are over. Yes, us ordinary folk can and…
A Medicaid compliant annuity is a single premium immediate annuity that is purchased on or after February 8, 2006, that meets the guidelines described in the Deficit Reduction Act of 2005. In order to qualify for Medicaid you must meet…
Use no-contest clauses properly. Jack was very unhappy with his daughter, Carol. She had no interest in being part of Jack's life and in fact, refused to let her father see her children (his grandchildren). So, Jack, with regret, decided to leave…
"It ain’t over til it’s over"– The great Yogi Berra, who has a tendency towards malapropism and fracturing the English language. So when you come to a fork in the road, take it. Well, we all know the best way to…
Geriatric Care Managers can help seniors and their families in a number of different ways. Often, children need professional advise to help them help their parents. 1. A Geriatric Care Manager (GCM) can step in an evaluate the senior's needs,…
On February 5th, I discussed whether you have taken steps to protect your family and your assets in case you should pass away. A topic no one likes to think about. I outlined the first five steps. Now that you…
Does also before soaps canadian cilais on line expensive took becoming is buy viagra from china thought complication Customer. results generic vytorin 10 40 pretty this course. Use individual http://idichthuat.com/rny/buy-non-generic-viagra.php information eczema independence skin discount zyvox ve. Have totally this…
So it’s Valentine’s Day and I’m thinking - what better time to consider the people in our lives who we care about the most? And, more importantly, how can we protect them if something happens to us. It’s human nature…
When it comes to Long Term Care Insurance (LTC), an important feature to consider is an inflation rider. Simply put, your LTC insurance benefit needs to keep pace with the increasing cost of long term care services. Here are some options to consider: Choice…