NYS GOVERNOR'S BUDGET BILL PROPOSES TO ELIMINATE MEDICAID "SPOUSAL REFUSAL" Government, at both the Federal and State level, is telling its constituents that they are instituting programs to allow the aged and infirm to stay in their homes and receive…
This update provides new Medicare Figures for 2015. This is the second of a four part series of updates for 2015. Medicare PART A: Hospital Services Inpatient hospital deductible $1,260/illness Daily co-insurance $0/day 1-60 $315/day 61-90 $630/day 91-150…
As our aging population begins to enter retirement in record numbers, more and more seniors will face the question of how to handle their changing health needs. One decision that will need to be made is whether to reside in…
Teenagers today have cars, laptops, smartphones, tablets, and any other gadget or gizmo you could imagine. So, why not an estate plan? When your child or grandchild turns 18 years old there are a few important events that take place…
Abraham Lincoln, one of the greatest minds of the 19th century, died without a will. Although the 16th President of the United States died unexpectedly at age 54, it may still seem surprising that the Great Emancipator did not take…
If you have received a document called a “Waiver of Process; Consent to Probate”, from the nominated executor of a Will then you should stop and consider your rights before signing anything. This document (the “Waiver and Consent”) was sent…
Going through a divorce can be an overwhelming experience. There are so many legal and financial decisions that one must make during a period of emotional turmoil. During this chaotic time, many people don’t think about the important estate planning…
Given the fact that 43 million people in the United States are currently caring for someone over 50 years old, there is no denying that our population depends on family support for our seniors. And providing this care is expensive…
Not too long ago, companies such as Apple and Facebook made headlines for paying the expenses of their female employees to freeze their eggs. Chances are, when hearing about this news, you didn’t think it could have an effect on…
The use of life insurance can be an excellent option not only as an investment tool, but also as an intricate part of an individual’s estate plan. Should an individual choose to purchase a life insurance policy, careful attention must…