Gracias a una ofensiva estatal contra el abuso, los propietarios de viviendas que actualmente reciben la exención básica STAR tendrán que volver a solicitar la exención antes del 31 de diciembre de 2013 para seguir recibiendo la desgravación fiscal. Los propietarios pueden volver a solicitarla en línea en www.tax.ny.gov...
What is the Spousal Transfer Exception? When applying for Medicaid Nursing Home Care, there is no transfer penalty for any asset transfers between spouses. The Medicaid Applicant Spouse will not be denied Medicaid benefits as a result of any asset…
Make documents accessible to those who need them. Henry was a very private man. He did not discuss his estate plan with his children. Henry's children, Barbara and Sam, believed that they needed to be frugal to make ends meet. Henry never…
Del huracán Sandy se han aprendido muchas lecciones. Por decir algo obvio, la preparación puede marcar la diferencia entre una catástrofe y un inconveniente. Para muchos era la primera vez que tenían que presentar una reclamación al seguro. La lección aprendida es...
Monitor beneficiary designations. John implemented an estate plan to protect his son, Charlie who has special needs. In fact, Charlie receives government assistance under the Medicaid and SSI programs. John made sure that his Will provided for a Supplemental Needs…
According to the Women’s Financial Survey conducted by Credit Union National Association (CUNA), women of all ages believe saving for retirement should be a priority. CUNA, which is a trade association serving America’s state and federally chartered credit unions, found…
What is a Durable Power-of-Attorney? This document allows you to appoint an agent to handle your financial affairs if you are unable to handle those affairs yourself (either physically or mentally). Do I have to be declared incompetent for my…
Title assets properly. Margaret, a widow, married Sam. She owned her home and upon her demise, she wanted her home sold and the sale proceeds left to her three children. She also wanted to avoid probate so she added her husband's name…
Por difícil que sea, como padres hacemos todo lo posible por enseñar a nuestros hijos a ser autosuficientes y ambiciosos. Queremos que estén preparados para enfrentarse al mundo cuando por fin desplieguen sus alas. Pero a pesar de...
It’s true what they say, "there’s no place like home." Most seniors understand the truth in that saying and want to live at home. Unfortunately some seniors who have difficulties with certain activities of daily living may need some help…