For many parents of children with special needs there is an inherent fear of death. While most people are afraid of dying, for the parents of a child with special needs this fear goes beyond the normal dread and extends…
The term Life Estate seems like an oxymoron, and may be confusing to someone who is not familiar with the term. A “Life Estate” is a legal arrangement that allows a person to have possession of property during his or…
An Indiana man, Tim Bowers, who was paralyzed from the shoulders down during a recent hunting accident asked that he be removed from life support and died hours later. Bowers, who fell 16 feet from a tree while hunting recently,…
U.S. Department of Veterans Affairs (VA) has reputation for its delays. The process can take a long time from the submission of an application to the actual payment of a benefit. Historically, this process has ranged from a few months…
It is very exciting to report that Senators Nelson, Grassley, Rockefeller and Enzi have introduced the Special Needs Trust Fairness Act this morning. This legislation (S.B.1672) will improve the lives of people with disabilities who were unable to set up their…
1. Why should I take steps to protect my home? If you suffer a long term illness and you have not taken steps to protect your home, your home may have to be sold to pay for your care. 2…
Sam and Shirley wanted to make it easier on their family when they passed away. They loved the idea of "avoiding probate" and saving legal fees. So, with this in mind, they created revocable living trusts. Goes ball not mexican…
Well, no one should leave it up to New York State but... When Henry died without a Will, everyone scrambled to find out who would inherit his millions. New York has what is called "Intestacy Laws." Under intestate succession, who…
What is the difference between Medicare and Medicaid? Medicare is a government program that provides health care benefits to senior citizens, disabled individuals and individuals with certain chronic illnesses. Medicaid is a need-based government program available to individuals with low…
If you are receiving, or are applying to receive, community Medicaid benefits, a Pooled Income Trust is an important planning tool to consider. For 2013, the Medicaid monthly income allowance is $820 per month. Any income above the $820 per…